Services

Pinnacle - A single view of customers, exposure and your risk

Pinnacle ledger aggregation and reporting

The Pinnacle risk management platform is a web-hosted centralised credit risk management platform that delivers a ‘consolidated whole of customer and single view’ of any one debtor, across a multi-group business environment. Identifying consolidated customer exposure and performance ensures complete debtor oversight and improves risk management.

Pinnacle is ideal for:

• Identifying common customers where multiple divisions exist
• Managing consolidated credit limits across multiple ledgers
• Identifying consolidated exposure where multiple accounts exist for the one customer
• Managing Group structures where you have exposure to multiple related parties
• Tracking divisional / business unit customer performance in diverse corporations
• Improving efficiencies in credit resource management
• Extensive debtor management and reporting across divisions

Pinnacle enforces the need to undertake thorough data-cleansing of all ledger records. High data integrity is therefore an important by-product of engaging the Creditworks Pinnacle system.

Pinnacle represents a best practice credit and risk management system. It facilitates a high level of risk management integrity and reporting capability across a multi-group business environment, supported by ongoing high integrity debtor validation processes.

For more information on Pinnacle, please contact us.

The Pinnacle system delivers:

• Potential operational and resource efficiencies and cost savings
• Efficiencies in credit procedures – ie time savings based on quick access to problem accounts and issues needing attention
• Improved decision making and access to extensive reporting capabilities
• Improved account review assessment procedures via fast access to limits, exposure and past trading performance
• KPI based management - ie reinforcement of key credit and risk management objectives
• Links to external and or internal scoring systems
• Cost savings in terms of reducing duplication in search and credit assessment fees
• Better control and visibility of credit limits by debtors at a
  • Business unit / Divisional level
  • Nationally based upon exposure to the group
• Limit management improvements based on based on ‘top-down’ and ‘bottom-up’ options
• Improved targeting of problem accounts
• Improved visibility over group exposure involving related party accounts
• Ongoing data integrity management for all accounts based on daily validation against ASIC and ABR register databases

For more information on Pinnacle, please contact us.